Credit Cards Articles and Resources
Good Debt vs. Bad Debt
April 1, 2013
It can be virtually impossible to live without any debt; as many Canadians are unable to pay cash for their homes, cars or post-secondary education. There are many situations where it makes sense to borrow money, while others it does not. It’s very easy to spend more than you can afford – especially with loans and…
The importance of your credit rating
February 13, 2013
Consumers are becoming quite reliant on credit to live their daily lives, and some are accumulating debt well over their budgets. According to recent data from the Credit …
How to Protect Your Credit
January 23, 2013
Credit Bureaus monitor credit utilization, debt levels, payment history, and current employers. They also capture collection items, bankruptcies, consumer proposals, and public records from Canadian courthouses. The largest credit bureau agencies in Canada include Trans Union, Equifax and Experian. These bureaus have compiled nationwide databases of consumer…